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Renovate a home

From years of neglect and vacancy, many properties the Land Bank becomes the owner of are a sore sight. Many thanks to those willing to take on a fixer-upper. Our team will help you through.

How it works

Purchasing and renovating a Land Bank property is similar to traditional home buying. With the Land Bank, we'll need a few extra pieces of information from you. We'll walk you through the process, keeping it simple and as easy as can be.

Our commercial property process is different, so look here if you want to learn more about buying and renovating a business property.

Pick your property

Explore the options on our properties page. Land Bank properties are also listed on the real estate multiple listing service (MLS). First, you'll contact the listing agent or your own agent to see the property. On the walk through, you'll need to determine what type of renovation work is necessary. You may need to bring a contractor along.

Submit your offer

When ready, our listing agent can help you submit the Contract to Purchase and Renovate A Home. The offer needs to include the following details:

  • Your proposed purchase price
  • Your expected renovation time frame
  • Specific and clear intention for occupancy: Owner-occupancy? Re-sale? Family? Rental?
  • Renovation Plan worksheet with cost estimates. This should also include a short description of proposed renovations per line item. Attach extra pages as needed.
  • Proof of funding. Show you have funds to cover the purchase price and cost of renovation. This must include contingency for unexpected repairs.

Wait for the review process

Our team works hard to review offers on a weekly basis. The Land Bank may counter your offer. We may also request more information before making a decision on the offer.

An additional financial review is necessary if you intend to:

  • Occupy the property as an owner-occupant
  • Rent the property but don't have an existing rental portfolio

The financial review will be at our cost with a local Financial Opportunity Center and usually takes about an hour.

Close the deal

If the Land Bank accepts your offer, we'll set up a closing with a local title company. At closing, the Land Bank will keep a secured interest on the property. This will remain until all renovation work is complete and passes our inspection.

Renovate your property

Six months is the typical time frame the Land Bank allows for renovation work, but we can be flexible depending on the size of the project. During this time, the property can't be resold or occupied. Once you complete renovation, the Land Bank will schedule a property inspection. The Land Bank will release its secured interest after the property passes our inspection.

Find the right Land Bank property for you

Please visit the Lucas County Auditor's Real Estate Information System (AREIS). Search for the particular property. Properties owned by "Lucas County Land Reutilization Corporation" belong to the Land Bank.

The Land Bank’s dedicated staff were kind and gracious and now I have a house of my own. My neighbors are glad I’m here — and I’m here to stay!

Evelyn McKinney Renovation homebuyer on Alvin Street in West Toledo